JJ Luna's personal privacy blog. In 1959 he moved to Spain's Canary Islands to begin a then-illegal educational work that included secret meetings in remote mountain forests. Although pursued by General Franco's Secret Police, he maintained his privacy via a false identity and was never caught. When the Spanish dictator moderated Spain’s harsh laws in 1970, Luna was free to come in from the cold. However, he remains in the shadows to this day. He is currently an international privacy consultant.
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Friday, January 28, 2011

Is it illegal to send cash in the mail?

Quick answer:

As long as the payment does not involve fraud (such as with an illegal lottery), there is no law in the U.S. that prohibits sending cash in the mail. But what about sending cash in the mail overseas?

A year ago I tracked down the address of an old friend in Spain. We'd worked together in the early 1960s and I'd just learned he was now living on a very small pension in Zaragosa. Thinking to give him a pleasant surprise, I enclosed some large-denomination euro bills with my letter, stuck a 98-cent stamp on the envelope, and dropped the cash in the mail at our local post office.

Imagine my surprise when I received a letter back from him, chastizing me for including the cash. ("It's against the law here in Spain," he said, "to send currency in the mail. Didn't you know that?")

Actually, to the best of my knowledge and belief, it is NOT against the law to mail cash--assuming as a gift or for a legitimate purpose--from the United States to any other country in the world. If any of you readers know otherwise, do let me know!

What about sending cash from another country to the U.S. or Canada? That depends upon the country. For example, when we lived in Spain under Generalissimo Franco, the Spanish peseta was a blocked currency. That is, it was illegal to send peseta-bills out of the country. A few odd countries still have blocked currencies so in such cases it is indeed illegal to mail cash out of the country.

But for we Americans and Canadians, no such problem exists.

HOWEVER:

Is it safe to send currency in the mail?

Please let me know your thoughts in the comments section below.

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Comments:
It depends. If the mail system in that country is reliable, then it MAY be OK. This is especially true in northern europe (UK, Ireland, Germany, etc). Best move: Ask a KNOWLEDGEABLE (emphasis on that word) US POSTAL WINDOW CLERK or LOOK UP THE POSTAL RULES YOURSELF. Hint: don't ask about cash; instead, ask what is prohibited to send in registered or regular airmail to that country.

Many years ago, I had a British friend who lived on island of Malta. I asked him to do a bit of research work for me. Thinking to save him the cost and hassle of dealing with a US check or a wire transfer, I sent him some cash. Imagine my surprise when he chastised me (like your friend in Spain). With the possible exception of Chile, I would NEVER try that in Latin America or Italy!
 
I used to live in Argentina in the years of military dictatorship. My grandfather, who then was living in France would send me a bill of 20 French francs (at that time) every now and then for my birthday, first communion, etc. The envelopes arrived safely, but always emptied of the currency.
 
"It's against the law here in Spain," he said, "to send currency in the mail. Didn't you know that?"

I felt so sad when I read that. I know people like that. They are rule followers and it makes me sad.

On a related note, I have been threatened by an office manager for having a laminated social security card. She told me it was against the law. It's not.
 
I have sent cash in the mail (US), but I like to send it registered mail - so I have an independent record that it was received. I have also sent cash to New Zealand, but it was a small amount which I enclosed in a giftcard, so I didn't declare it on a customs form, as I would have had to do if it were in a parcel. My personal policy is "don't send it unregistered if the amount of potential loss will cause pain!"
 
I've sent cash in a bar mitzvah card to Israel on two occasions. Both times the card and cash arrived safely.
 
I have sent cash many times over many years from the US -> US. I receive cash in a bubble mailer every month as well for the last year. Always always always it has arrived promptly and unmolested.

In the last year, I've also sent cash in #9 size envelopes with no tracking from the US to Canada, Argentina, Chile, New Zealand, Australia, Switzerland, UK, Netherlands, France, Slovenia, Germany, and a few other EU states. All made it just fine. The only places that it did not arrive in were Russia, Finland and Ukraine. They just never got anything or so they claimed.
 
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